The Humble Penny

Sunday Times Bestselling Authors of Financial Joy πŸ“•. We help you create a balance of Wealth and Well-being so you can achieve financial freedom filled with the small experiences that bring you joy πŸ’›.

πŸ‘‰πŸΎ Order here: geni.us/financialjoy on Amazon, Waterstone's, Audible and other retailers.

We've written this book from our lived experiences of achieving Financial Independence aged 34 including Mortgage Free in 7 years as a family with 2 children, despite starting life as first-generation immigrants with no money.

"Financial Joy" is published by Quercus + Hachette UK

In a world of uncertainty about the future and the cost of living crisis, many people need to know how to build wealth for the future, whilst also enjoying their lives and prioritising their well-being πŸ˜€

Financial joy is for everybody and it is accessible to you now, not later.

Start today to grow your money and create a life you love ❀️


Ken & Mary Okoroafor


The Humble Penny

Someone recently said: "UK Student Loans are a scam." Do you agree? πŸ€”. Comment to share why.

3 days ago | [YT] | 17

The Humble Penny

So brilliant to see the new Paperback format of Financial Joy, beautifully featured front and centre as part of Waterstones Perfect Paperbacks πŸ₯°.

The new Paperback format (with new cover and smaller shape) is out on 30th January πŸ”₯

Pre-Order or 🎁 it here:

www.waterstones.com/book/financial-joy/ken-okoroaf…


Thank you.


Love from us ❀️

P.s. More news is coming very soon, too! Something we never expected would happen.

#financialjoy #financialjoybook

2 weeks ago | [YT] | 60

The Humble Penny

Happy New Year, guys 🎊. If one of your 2025 goals is to grow your income πŸ’·, why not get help to do it in only 5 days? πŸ˜€

βœ…οΈ Starting on Monday, 6th January, join our Free 5-day Rocket Your Income πŸš€ Challenge.

It's popular and packed full of value πŸ™ŒπŸΎ.

βœ…οΈ Each day, you get a small task to do and watch a video.

βœ…οΈ Then, you can join us LIVE every evening at 7pm GMT to discuss each day of the challenge and get answers to your questions.

βœ…οΈ Learn more and join here:

thehumblepenny.com/rocket-your-income-challenge

See you for Day 1 on Monday 😊


Wishing you good health and abundance in 2025.


Love from us ❀️

P.s. feel free to invite others who want to grow their incomes.

2 weeks ago | [YT] | 368

The Humble Penny

By what percentage did London rent rise πŸ“ˆ in the 12 months to November 2024? πŸ€”

1 month ago | [YT] | 20

The Humble Penny

In 2 days, The Humble Penny will be 7 years old 😊. What would you like to learn about our journey so far? Comment below ⬇️

We want to make a 7 year anniversary video and will respond to your questions.

Happy new month, btw.

Love from us ❀️

1 month ago | [YT] | 310

The Humble Penny

Only 12 hours to go until we begin our 5-day Rocket Your Income Challenge πŸ₯³. If you haven't achieved an income goal you had for 2024, join us for free and get some help πŸ˜€.

Join here:

thehumblepenny.com/rocket-your-income-challenge/

πŸ‘‰πŸΎWe'll show up for 5 days straight and help you by:

1. Giving you clarity daily through our daily PDF workbooks to help you get started and grow your income.

2. Coming on a LIVE call daily for 5 days to answer your questions to help you get unstuck and take action.

You'll need 1 to 2 hours per day.

πŸ‘‰πŸΎThis will help you end 2024 solidly and start 2025 strongly πŸ’ͺ🏾

Day 1 of 5 starts Monday 11th November. Join for free here:

thehumblepenny.com/rocket-your-income-challenge/

Daily emails hit your inbox πŸ“₯ at 6am and our live calls are at 7pm GMT daily.

πŸ‘‰πŸΎ You can join from anywhere in the world. Feel free to invite others.

See you tomorrow for Day 1! πŸ˜€



Love from us,


Ken and Mary ❀️

2 months ago (edited) | [YT] | 257

The Humble Penny

What a SPECTACULAR weekend of speaking, which ended with meeting Steven Bartlett Β β€ͺ@TheDiaryOfACEO‬ Β  😊

Thank you, Steven, for graciously making time to meet us and learn more about our work. You're an incredible human being of our generation and a huge inspiration ❀️❀️

Although we were blessed to speak on 5 stages in the last 2 days at 'The UK Black Business Show and Week' and the 'Clean and Tidy Home Show' we spent a lot of time learning and taking notes πŸ“


πŸ”ΆοΈ LEARNINGS πŸ”ΆοΈ

The first 4 are from Steven:

1. Everything is about sales. Hire the best people.

2. The law of averages is at play. Don't give up on your first try. Send many emails asking

3. Be good at knowing when to quit. There is power in it

4. You owe it to yourself and the people who raised you to tell people about the value you bring. Self promotion is important

5. Be mission led and think in 10 year cycles - Andy Davis

6. 90% of fundraising is storytelling. Entrepreneurs need to leverage this - Andy Davis

7. Getting constructive feedback is good. It also reduces unconscious biases - Christina Trotter

8. For your career, work on nurturing your internal and external eco-systems. Have a visibility strategy. Find a mentor and sponsor - Erica Nyoni.

9. Getting to the top isn't just about performance. That's 10%. The rest is about how you're perceived or seen. - Leonora D.

10. Be clear on what you want for your career. No one will make it happen for you

11. I learned everything from watching my mum - β€ͺ@MarieKondoTV‬

12. "That's how God works" - Shauna Roper. We met unexpectedly and within 2 minutes she said, "that's how God works". We both understood we were meant to have met

We also absolutely enjoyed going to the Bola Sol show πŸ‘πŸΎπŸ‘πŸΎ. So special!


πŸ”ΆοΈ GRATITUDE πŸ”ΆοΈ

πŸ‘‰πŸΎ Special thanks to the team at UK Black Business Show - Dr. Raphael Sofoluke , Opeyemi Sofoluke , Mel Smith , Magz Boatemaah and others. I cannot thank you all enough for giving us all such an incredible platform and for your tireless hardwork πŸ˜ŠπŸ‘πŸΎπŸ‘πŸΎπŸ‘πŸΎπŸ‘πŸΎ

πŸ‘‰πŸΎ Special thanks to Penny Moyses for inviting us to the Clean & Tidy Home Show and giving us the opportunity to speak on the same stage as β€ͺ@MarieKondoTV‬ πŸ™ŒπŸΎπŸ™ŒπŸΎ

πŸ‘‰πŸΎ Love to our friends and family who helped us with our difficult childcare schedule ❀️❀️

πŸ‘‰πŸΎ Finally, thank God for continued open doors. I've always told Mary that when it's time for us to meet key people on our journey, God will make a way. He certainly did this weekend πŸ™πŸΎπŸ™πŸΎ

🟠 Did you attend the UK Black Business Week/Show? Or the Clean and Tidy Home Show? Who inspired you? and what did you learn? Comment below πŸ˜€β¬‡οΈ



#business #entrepreneur #stevenbartlett #finances #money #personalfinance #ukbbshow #thehumblepenny #financialfreedom #financialjoy #financialindependence #generationalwealth

3 months ago (edited) | [YT] | 702

The Humble Penny

Do you personally know anyone who has left the UK in the last 24 months for a better life? πŸ€”. Comment to share where they moved to.

4 months ago | [YT] | 20

The Humble Penny

We're super excited and petrified to share that we're on the latest series of Rich Holiday Poor Holiday on Channel 5 and eventually on Netflix πŸ˜€πŸ˜

The idea of the show is that two families exchange holidays to see if money really does buy happiness.

The family that is used to nice holidays go to a low-cost location with low-cost experiences, while the other family gets a taste of a luxurious holiday.

We did it to see if we could still live a financially joyful life and remain happily married with little money πŸ˜….

Given our love for travel 🌎, this was tough!

πŸ‘‰πŸΎCan we survive on a severely restricted budget? πŸ€”

πŸ‘‰πŸΎ Watch the 60-minute episode on Sunday, 15th September 2024, at 8pm BST on Channel 5.


P.s. Remember, this is a lifestyle show, and we honestly don't know what to expect. We don't get to share any of our expertise on the show, but instead, we're learning the reality of living life back to basics on a super tight budget for 1 week!

Enjoy πŸ’›


#richholidaypoorholiday #financialjoy #financialwellbeing #financialwellness #money #finances #personalfinance #financialfreedom #financialindependence #travel #debtfreelifestyle

4 months ago | [YT] | 508

The Humble Penny

Join us in celebrating our 13th wedding anniversary ❀️❀️

Since the very moment we met in 2009, every single year has been blessings upon blessings 😊.

We thank God for our beautiful union, and long may it always be filled with fun, love, laughter, adventure, and joy ✨️✨️

13 years happily married and 15 years together ain't easy!!

Doing life together, running a business together, parenting together, etc.

We've overcome a lot together and still learning πŸ˜…

Best of all, we're growing older together as best friends and more in love.

Our hearts are filled with gratitude thinking back to where we started.

We thank our friends and family who continue to support us and our children in immeasurable ways.

May our love continue to grow always with decades of celebrations ahead ❀️❀️. Amen πŸ™πŸΎπŸ™πŸΎ

Photo 1 and 2 - Present day 😊

Photo 3 - Where it all began 😍

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#happyanniversary #love #joy

4 months ago | [YT] | 1,018