Michael J Eberhardt is a *Retirement Planning specialist* who has been serving Arizona since *1996*. He specializes in *retirement planning*, *Social Security planning*, *income planning*, *asset protection*, and *insurance needs* ¹. He is the owner of Lifetime Solutions LLC, which provides an extensive range of insurance and retirement services ¹. Michael has more than 20 years of experience in Social Security, Income, Financial, and Estate Planning ¹. He is committed to providing strategies and guidance for those who are seeking a better lifestyle in retirement ¹.