The Vanquis Credit Card channel is brought to you by Vanquis Visa Credit Card. Vanquis has helped over 3 million people (as at Dec 2015) get the credit they deserve. So, if you are new to credit or have bad credit or a poor credit rating, this channel has some useful tips and advice on how to improve your credit score. For more information visit www.vanquis.co.uk

To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Not doing so could harm your credit rating and make obtaining credit more difficult.

Credit Cards are not suitable for long-term borrowing or financing existing debt. Missing payments could have severe consequences and make obtaining credit more difficult.